Post Tagged with: "Home"

Three Tips for Orchard Maintenance

Starting an orchardOwning an orchard is a fantasy that many people hold dear. If you are fortunate enough to realise that fantasy, you are always looking for new ways to keep your orchard fruitful. You can do numerous things to achieve that goal. Here are a few tips to get you started.

Invest in Suitable Equipment

Having the right equipment is crucial when it comes to working in your orchard. There are many activities that you’ll need to do throughout the lifetime of your trees, from planting to harvesting. Luckily, you can find some excellent equipment at reasonable prices. The Internet is good a place to begin your search, whether you are looking for an orchard cherry picker or some pole harvesters.

Fertilise Your Plants Appropriately

Once you’ve planted your fruit trees, use the appropriate fertiliser during the first three years to boost their growth. Urea or its equivalent is the most recommended fertiliser. Avoid applying any compost before the plants have produced their first leaf. Make sure that the compost is at least 20 centimetres away from the trunk so that it doesn’t burn the plant tissue. Supply enough water after fertilising or apply during the rainy season.

Regularly Prune Your Plants

When trees are still young, they’re pruned so that they gain strong structure. Pruning also helps minimise wind damage as well as expand the fruit-bearing area. Pay close attention to the trees during the first four years, taking necessary action. Remove all branches that have weak, narrow crotches because they tend to split from the tree at a later stage and destroy other parts of the tree.

Owning an orchard is a source of joy for many homeowners, but it does come with some responsibility. Taking the time to manage your farm can keep it looking beautiful for a long time.

August 1, 2018 at 8:10 pmDirections

Home Loan Mistakes to Avoid

money on the table and a house in the backgroundApplying for a home loan comes hand in hand with shopping for a new property, unless, of course, you are one of the lucky 1% of the population who can afford and pay with straight cold cash. Realistically, having a home loan, let alone applying for one, is a process that most people can easily go through if they follow the right process.

Knowing the mistakes to avoid when applying for a home loan in Portland is important, especially if this is your first time. Primary Residential Mortgage, Inc. cites some of them.

Not shopping for the best loan

As a first-time home loan applicant, you must shop around for the best deal on the market. Take your time and educate yourself about the trend that you need to know. That way, it will be easier to choose something that you won’t regret in the long run.

Having a bad credit

Having a bad credit before you apply for a home loan is almost always the reason people get their applications rejected. Make sure your credit score is admirable, if not reasonable enough, to impress the lender.

Not being able to budget properly

Have a weekly or monthly budget and stick with it for a long time. Doing so can help you manage your monthly expenses, including the mortgage fees and other initial payments that you would need to make upon application.

Not locking your mortgage rate

Mortgage rates fluctuate depending on the current market standing. Therefore, it’s a must to lock down your rates, lest you want to be surprised with an inflated rate in a few years’ time.

Mistakes are bound to happen, especially for first-time mortgage applicants. However, avoiding mistakes is always possible if you know what you should do.

May 24, 2018 at 11:58 amFinance

Reasons to Harvest Rainwater for Home and Garden Use

Rainwater absorberWater scarcity is a major concern in many places around the world. Even in areas where there is a reliable supply of potable water, people are encouraged to conserve water. One way to do this is by harvesting rainwater.

Farms, barns, and commercial gardens aren’t the only ones that can benefit from rainwater harvesting. The practice of collecting and storing rainwater brings plenty of benefits to households as well.

According to the Commonwealth Scientific and Industrial Research Organisation, at least 26 per cent of homes in Australia are now using collected rainwater for household use. Even if you only have a small area for storing water, there are slimline rainwater tanks that can easily fit in limited spaces.

Here are some reasons why you should consider installing a rainwater collection system at home.

Reduced water bills

Water prices across Australia are expected to increase to help costs for government investment in infrastructure such as dams, desalination plants, and the wider coverage of piped water networks. Rainwater harvesting reduces dependence on mains water supply. This translates into reduced water bills.

Rebates

The initial cost of having a rainwater collection system installed can seem high – there’s the upfront cost of supplies and installation, and also the costs of electricity and ongoing maintenance. But don’t worry ‒ if you have a rainwater collection tank, you may qualify for rebates from the government. The rebate would depend on the size or volume of your tank and how you use the water you have collected.

Water availability

Having stored rainwater provides a backup supply should a problem occur with other water sources.

Good for the environment

Aside from conserving water, rainwater harvesting reduces reliance on rivers and other waterways. It also decreases storm water runoff, which can cause flooding and creek scouring.

If you are thinking of ways to do your part in protecting the environment, whilst saving money in the long term, harvesting rainwater is definitely a smart move.

March 20, 2018 at 9:00 amInfo Tech

BCREA Predicts Higher Home Prices in Metro Vancouver in 2018

a house in Vancouver, CanadaHomeowners in Metro Vancouver may find it difficult to sell their properties in 2018, although prices are expected to increase 4.6% to an average of 745,300 in British Columbia for that year, according to the BC Real Estate Association (BCREA).

Housing Market

BCREA’s prediction aligned with Royal LePage’s expected increase in property values in 53 cities in Canada. The real estate firm expects average prices to climb 4.9% to almost $662,000, while the Royal Bank of Canada moderated its average price increase forecast at 2.2% to more than $500,000 nationwide. Experts agree that renovation projects, such as installing wood baseboard moldings or repainting, can further increase home prices this year.

Slower home sales will occur in 2018 due to some market headwinds, according to BCREA chief economist Cameron Muir. These include higher interest rates and stricter mortgage qualifications, which may deter buyers from pursuing a transaction. However, demand from millennials will be a key factor to uplift the market. Royal LePage President Phil Soper said that there is an “enormous” pent-up demand among children of baby boomers.

A growing population of migrants will also be a trend next year and will contribute to higher prices. Even if investors and homeowners struggle to find buyers, the chances of making a profit from a sale will be significant because of this.

Pricing Factors

Millennial buyers and more immigrants may drive home prices upward, but some underlying factors that affect prices involve housing improvements. Your home may fetch for a higher value on the market with the right upgrades.

It can be as simple as new paint on walls or as extensive as making renovations. You can improve the appearance of rooms by adding tongue and groove pine panels. A bathroom or kitchen extension could be another option, although it would require quite a lot of money.

Despite a slower pace of sales activity in 2018, the short-term outlook remains bright for homeowners. Be strategic on timing a sale and you may just close a profitable transaction.

January 3, 2018 at 10:52 amFinance